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Owning a vehicle comes with certain accepted risks, and it’s important to take protective measures against those risks. Defensive driving and seat belts help minimize the likelihood of a devastating accident.
Most Maine residents will never purchase an asset more valuable than their house. Protecting their house is thus extremely important, and homeowners insurance often can do just that.
Maine residents who lease an apartment or house might not have to insure the property itself, but they usually still need insurance for their possessions and themselves.